How cashback reaches you.
Tracking, eligibility, approval and withdrawal, explained step by step.
Step by step
From click to payout.
1. Choose an offer and click through
Open Explore Offers, read the rate and conditions, and use the button on the card. The store records that you came from CredPoint.
2. Complete your order
Buy in the same visit and browser. Pause ad blockers, skip other coupon or cashback sites, and use only the coupon codes the offer allows.
3. Report your purchase
Within 30 days, send the store name, order ID, date and amount through the contact form, from the email you want us to reach you on.
4. The store approves
The store reports your order as pending. After its return and cancellation window, it approves or declines it. We email you at each change.
5. Withdraw to UPI or bank
When approved cashback totals ₹250 or more, send a withdrawal request. We check it against your approved orders, pay you, and confirm by email.
Your security
We only need your UPI ID or bank account number, IFSC and account holder name to pay you. Never share a PIN, OTP or password with anyone.
Statuses
What each status means.
You've sent us your order. We're waiting for the store's report.
The store has recorded the order and is waiting out its return window.
The store has confirmed the order. It counts towards your withdrawal.
The store didn't confirm it, for example after a return or cancellation.
We've sent the cashback to your UPI ID or bank account.
Eligibility
An order qualifies when…
- you are 18 or older and live in India;
- the purchase started from a CredPoint offer button while the offer was live;
- it meets every condition shown on the offer;
- it isn't cancelled, returned or refunded;
- you reported it within 30 days of the order date.
Full rules: Cashback Policy
Questions
Good to know.
Does CredPoint cost anything?
No. CredPoint is free. You pay the store its normal price and never pay us anything.
Where does the cashback come from?
Stores pay CredPoint a commission when someone buys through our link. We share part of that commission with you.
Why do I report my purchase?
CredPoint doesn't use member accounts. Your order details let us match your purchase with the store's report and know who to pay.
How long until cashback is approved?
It depends on the store. Most confirm orders only after their return and cancellation window ends, and some take longer to report. We email you when the status changes.
Why might cashback be declined?
Usually because the order was returned or cancelled, a coupon the offer didn't allow was used, the purchase didn't start from our link, or the product was excluded. See the Cashback Policy.
How do I get paid?
When your approved cashback reaches ₹250, send a withdrawal request with your UPI ID or bank account details. There are no fees.
Will CredPoint ask for my PIN or OTP?
Never. Anyone asking for your UPI PIN, OTP, passwords or card details in our name is not CredPoint. Please report it to support@credpoint.in.
Find an offer worth your order.
Every card shows its conditions before you click.